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Therapy Payment Options

  • Blue Cross Blue Shield

  • Highmark BCBS

  • Federal BCBS

  • Empire BCBS

  • IBC

  • Anthem

  • Independence

  • Personal Choice

  • Horizon BCBS

  • Health Spending Account (HSA)

  • Fee for service: 225.00 for 60 minute initial session

  • Fee for service: 200.00 for 55 minute session

  • Fee for service: 100.00 for 30 minute session

  • Out-of-Network

What are Out-of-Network Benefits?


If you have insurance other than BCBS, do investigate your insurance plan to learn if your plan includes what are called Out-of-Network benefits.


This type of benefit means that your plan will cover a percentage of the therapy visit cost. If your plan does include out-of-network benefits, you may have to first meet a deductible.


A deductible is an out-of-pocket fee that must be met before your plan will begin to cover therapy sessions.


Calling the behavioral health number on your insurance card to learn about your out-of-network benefits is suggested. You would ask the customer service representative:


1) Do I have out-of-network benefits for mental health? If the answer is 

    yes, you would then ask,

2) What is the deductible, if any, I need to meet before benefits will 


                                                                      Wilmington DE 19803 | 302-272-5508 |

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